Hardship Funds

Due to the financial impact of Covid-19 on the student population, the University has additional hardship funding from the Scottish Government to support registered students in unexpected and exceptional financial circumstances. To apply, please follow the guidance below for UK students and EU/International students.

Money Matters

Coming to university can be a big change, and for many it will be the first time you’re managing your own money. This may seem daunting, but not to worry! We have outlined a few money matters tips below.

If you are experiencing financial difficulties and would like to discuss your personal circumstances with an adviser who specialises in money advice, you should contact us to make an appointment with a Student Support Adviser. We can provide advice about student loans, loans from other sources, budgeting and financial assistance for students. We can also help you to make contact with your funding body if you are having issues, and we can signpost you to other services who can assist you with money advice.

Budgeting & Money Saving

Coming to university can be a big change, and for many it’s the first time you’re having to manage your own money. This might seem daunting, but don’t worry, there are plenty of ways to control your spending and even save money while at uni!

Discounts/freebies

• Use your status as a student to sign up for student discounts, deals and freebies

• Sign up for free trial periods - just remember to cancel before the time is up!

Budget

• Keep track of your spending with the personal budget planner. Everyone’s income and expenditures will be a little different so make sure you figure out what’s best for you!

• Everyone’s budget is unique, figure out what your priorities are and budget thereafter Bank accounts

• Choose your bank account wisely, never assume that your interest rates stay the same, banks can change the interest rate at any time

• Do not get a bank account with a daily fee – if your account currently charges a daily fee, change account!

Transport

• Don’t buy a term-time bus pass straight away!  Aberdeen is a very walk-able city, so buy a two week pass at first and see whether you take the bus enough to justify the larger expense

• Get a free bike from BeCycle

Food

• Arrange potlucks with your friends/flatmates to keep the cost of making a full meal down

• Bored of your leftovers? Don’t buy expensive lunches, arrange to swap leftovers with your friends for varied meals at a low cost

• Shop online to minimise the risk of straying from your grocery list and buying unnecessary items

For more budgeting tips please visit our Student Top Tips for Saving Money section below.

 

Scams

Protect yourself against scams

A scam is a fraudulent scheme performed by a dishonest individual, group, or company in an attempt to obtain money or something else of value. 

Scammers may think you are an easy target because you are away from home, family and friends. You may be unfamiliar with local laws or not know where to go for help and advice.

Scams are now very sophisticated using impersonation techniques, stolen data or personal details from social media to make you believe what they say is genuine.   The University is aware of sophisticated schemes which offer to pay tuition fees for students, at a reduced rate, and that these should not be trusted.  Please pay tuition fees directly to the University.

If you have concerns that you may have been targeted and you want to speak to someone please email student.support@abdn.ac.uk or contact Police Scotland.

 

 

Financial Assistance (UK Students)

If you are a registered student and receive a student loan from a UK funding body, we have Discretionary Funding which may be able to assist you if you are in financial hardship. 

We cannot assist with anticipated future costs or if you have a shortfall in your month to month maintenance.  However we can help with immediate financial hardship if your evidence shows that you are in hardship due to unexpected and/or exceptional circumstances.  If you receive an award this will be a one off award to help support you for a short period of time but you can apply again if your circumstances do not improve.  We cannot guarantee that further applications will be awarded but we do encourage you to make contact with us to discuss your circumstances with an adviser if they are ongoing.

There are no hardship funds to assist with the cost of tuition fees which are an expected cost of study.

To apply, please submit a Discretionary Application Form and return by email to hardship@abdn.ac.uk along with all the relevant evidence.  Please note we cannot process any applications that are posted as we are currently working remotely.

Along with your signed Application form you must submit the following evidence:

  • Your award letting from your funding body, i.e. SAAS/SFE/SFW/SFNI award letter
  • Student loan payment breakdown letter
  • Evidence of mortgage/rent agreement
  • The last 3 months bank statements of ALL bank accounts including savings, ISA, Paypal etc
  • Any other documentary evidence to support your application eg credit card statements
  • If you have included your partner on your application, you are required to submit the last 3 months bank statements of all their bank accounts.

Please ensure that you complete the online Student Bank Details Form. Your details have to be on the University of Aberdeen’s Finance System before your application can be processed. If you change your bank account you must update your new details online to make sure payments go directly into your new bank account.

If your application is received with all of the requested evidence, you should receive an outcome within 5-10 working days. This process can take longer when additional evidence is requested by the assessment team. Please note that the assessment team may ask for further evidence at their discretion, particularly for repeat applications or when the evidence supplied is unclear.  They may also ask for evidence on how a previous award was spent.

Financial Assistance (EU and International Students)

Due to the financial impact of Covid-19 we have additional funds from the Scottish Government which may be able to assist you if you are a registered EU or International student. 

We cannot assist with anticipated future costs or if you have a shortfall in your month to month maintenance.  However we can help with immediate financial hardship if your evidence shows that you are in hardship due to unexpected and/or exceptional circumstances.  If you receive an award this will be a one off award to help support you for a short period of time but you can apply again if your circumstances do not improve.  We cannot guarantee that further applications will be awarded but we do encourage you to make contact with us to discuss your circumstances with an adviser if they are ongoing.

There are no hardship funds to assist with the cost of tuition fees which are an expected cost of study.

To apply, please submit a Discretionary Application Form and return by email to hardship@abdn.ac.uk along with all the relevant evidence.  Whilst you will not be eligible for discretionary funding, this form captures the information we require about your circumstances and will allow us to assess your application using the funds we do have for EU and International students.  Please note we cannot process any applications that are posted as we are currently working remotely.

Along with your signed Application form you must submit the following evidence:

  • Evidence of any student funding you receive (if applicable)
  • Evidence of mortgage/rent agreement
  • The last 3 months bank statements of ALL bank accounts including savings, ISA etc
  • Any other documentary evidence to support your application eg credit card statements
  • If you have included your partner on your application, you are required to submit the last 3 months bank statements of all their bank accounts.

Please ensure that you complete the online Student Bank Details Form. Your details have to be on the University of Aberdeen’s Finance System before your application can be processed. If you change your bank account you must update your new details online to make sure payments go directly into your new bank account.

If your application is received with all of the requested evidence, you should receive an outcome within 5-10 working days. This process can take longer when additional evidence is requested by the assessment team. Please note that the assessment team may ask for further evidence at their discretion, particularly for repeat applications or when the evidence supplied is unclear.  They may also ask for evidence on how a previous award was spent.

Emergency Financial Assistance

If you are experiencing a financial emergency, please email hardship@abdn.ac.uk and ask to speak with a Student Support Adviser. They can provide advice about how to manage your finances and in some cases may be able to provide a short-term loan or food vouchers for those in extreme, unexpected, financial circumstances.

Childcare Fund

The Childcare Fund provides assistance with the formal childcare expenses for dependant children.  Formal childcare includes registered childminders, after-school clubs, and providers of day care and education.

Am I eligible to apply to the Childcare Fund?

If you wish to apply please read the Childcare Fund Guidelines, complete the Childcare Fund Application form and email along with your evidence to hardship@abdn.ac.uk.  If you are unable to edit a PdF form please complete and submit this word version Childcare Fund Application Form.  Please note we cannot process any applications that are posted as we are currently working remotely.

If you have any queries please read our FAQs.  If your query is not listed please email hardship@abdn.ac.uk.

Please note that the childcare fund can assist with costs during term-time only.

Applications to this fund can be submitted any time during the 1st half session.

 

Digital Poverty Fund

If you are a registered student and receive a student loan from a UK funding body, we have a Digital Poverty Fund which may be able to assist you with loan equipment such as a laptop, or WiFi equipment, if you are in financial hardship.

If you require IT equipment and are in financial hardship, please submit a Discretionary Application Form and return by email to hardship@abdn.ac.uk along with all the relevant evidence.  Please note we cannot process any applications that are posted as we are currently working remotely.

John Robb Bursary

The John Robb Bursary is a specific grant available to students at Aberdeen University with a connection to Aberdeen. These grants are awarded from Aberdeen Endowments Trust and can be applied for at any stage of the course and are available for undergraduate and postgraduate study. Recent grants have been for £500 per year with continuation provided there is satisfactory progress made by the student. 

Please carefully read the criteria and ensure you complete the full form with all requested information.  Once complete please submit your application to hello@aet1909.org.  

Applicants will be contacted directly by the trust administrators, and will receive a cheque in the post if successful.

Advice for New Students

New students are advised to ensure that they have applied for their student finance by the date stipulated by their funding provider, i.e. SAAS or Student Finance England.

Please be aware that the payment of student finance is dependent on completion of registration and there can often be delays in receiving the first payment. With this in mind, we recommend that all new students arrive with enough money to cover their living expenses for the first month at University.

 

Fees and Funding Opportunities

Please visit the Fees and Funding section which provides information about tuition fees and bursaries and scholarships.