Below is a list of lenders offering private educational loans that are commonly utilized by University of Aberdeen students. This is not a comprehensive list of all the educational loans available to you. You are not required to select one of these lenders. Inclusion on this list is not an endorsement or recommendation by the University of Aberdeen. If a parent or student has worked with a lender not listed below and has received excellent benefits and quality service, please recommend this lender to us by emailing usaloans@abdn.ac.uk
Each lender's loan program may have different requirements. Be sure to check with your lender regarding the loan programs you qualify for that best suit your needs. Also check with your specific lender regarding their process for certification and disbursement and whether they offer loans to students studying outside of the US.
Earnest Student Loans
Link to Earnest's website (opens in new window)
Sallie Mae Student Loans
Please see Loan application and solicitation disclosures (opens in new window).
The following links attached to the loan names will take you directly into a loan application with our school code.
- Undergraduate Smart Option Student Loan (opens in new window) - Information Brochure
- Graduate School Loan (opens in new window) Information Brochure
- MBA Loan (opens in new window) - Information Brochure
Prodigy Finance
- Lending approved for 41 Masters level programmes on our Aberdeen Campus
- Lends to international students, subject to eligibility
- For students from outside the UK, please check the Prodigy Finance website to see if your country is one that is eligible for a loan with Prodigy Finance (See 'Which regions aren't eligible for a loan?')
- Lending levels based on innovative model of predictive post-degree salary indicators
- Prodigy Finance fully responsible for lending decisions - eligibility criteria apply
- Competitive interest rates
Link to Prodigy Finance Website (opens in new window)
Prodigy Finance - University of Aberdeen School Page (opens in new window)
September 2026 starts Prodigy Update (February 2026) -
Prodigy Finance have opened applications for September 2026 cohorts across a select group of universities and programmes. At present, this initial phase is available to Indian nationals under their current funding facilities.
This represents a temporary, phased launch rather than a change in their long-term support strategy. Coverage is intentionally narrower at this stage while additional funding facilities are finalised. Importantly, this is not a reflection of programme quality, institutional partnership, or student calibre, but simply the sequencing of capital deployment tied to investor eligibility parameters.
Their capital markets and funding teams are confidently progressing advanced discussions to secure additional funding that will enable them to expand coverage across a broader range of universities, programmes, and student nationalities. They expect to share a further update within the next couple of weeks as these facilities are confirmed.
Other Companies
There are also companies available to support your search for private loans -