- Insurance (insurance coverage is provided by the University; however, you may require more comprehensive insurance depending on your personal needs)
- Books (many North American universities make it compulsory to purchase course textbooks so the cost of books could be significantly more expensive that what you are used to)
- Extra money for sightseeing
- Emergency money - just in case!
Please note that you will need to show proof of funds in order to obtain a student visa to your host country. Your host university will normally ask you to provide evidence of funds as part of its exchange application.