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Travel

Staff travelling overseas should make sure that they understand and comply with the requirements of the Policy on Overseas Travel - see the Policy Zone for further information

Scope of Cover

Medical and emergency travel expenses
Rescue expenses
Assistance
Legal expenses
Personal liability
Personal property
Money
Cancellation
Curtailment
Travel disruption
Replacement and travel delays
Hijack
Political evacuation
Personal accident

Journeys up to 90 Days

NB: The University’s travel policy only covers incidental personal activities, for example sight seeing that take place during the duration of the main business purpose of the trip. Additional days spent at a location, primarily to ensure best value for travel costs are allowable (with prior authorisation by the relevant School/Section), however, any additional days requested by the person travelling are not covered by the University policy.

If any vacation period is taken in conjunction with a University business trip the University’s insurance cover will only come in to affect at the start of the University business and will end when the business concludes. Additional insurance will be required for all non-University travel.

Cover	Limit	Excess
Medical amd Emergency Travel Expenses Medical expenses include hospital, ambulance, surgical and remedial treatment Dental expenses are covered if incurred in an emergency or if they are the result of an injury Additional travel and accommodation expenses incurred by an Insured Person or any person who need to travel to, remain with or escort and Insured Person	Unlimited	£100
Rescue Expenses Includes the cost of suitable transportation to an appropriate medical facility, as recommended by the insurer’s medical advisor.	Unlimited	Nil
Assistance 24 hour assistance available for Medical advice / assistance / referral / supplies Travel advice Emergency travel Legal referral to an embassy / consulate Loss of passport / ticket / baggage Airport / port assistance 24 hour emergency helpline number is +44 (0) 20 7173 7796. When telephoning, please provide: Your name and employer’s name The Policy Number: UKBBB02389 A telephone number where you can be contacted The nature of your injury or emergency	Unlimited	Nil
Legal Expenses Legal fees and expenses in pursuing a claim for damages against a third party who has caused bodily injury death or illness to an insured person.	£50,000	Nil
Personal Liability Legal liability incurred by an insured person in respect of accidental bodily injury to any person or accidental loss or damage to any property arising out of the journey.	£5,000,000	Nil
Personal Property Loss theft or damage of personal property owned by or in the custody of an insured person. Basis of settlement is replacement or repair.	£5000	£50
Loss of Money Loss or theft of money, or financial loss following fraudulent use of credit / debit / charge cards during the journey. Upper Limit of £2000 applies for cash claims.	£5000	£50
Cancellation, Curtailment or Travel Delay Costs Where an insured trip has to be cancelled, cut short or altered as a direct result of any cause outside the insured’s control, certain costs are covered.	£10,000	Nil
Hijack The unlawful seizure of or wrongful taking control of an aircraft, ship or train in which an insured person is travelling. £500 is paid for each complete day of illegal detention, up to a maximum of £25,000.	£25,000	Nil
Political Evacuation Evacuation and Repatriation Costs and Expenses due to Political Evacuation and Political Instability - Aggregate limit £50,000 Plus £100 per day (30 days maximum) per insured person.

Personal Accident (payable to employer)

Accidental death or bodily injury sustained by the insured person:

Accident	Amount
Death within 12 months of accident	£20,000
Loss of one or more limbs or eyes	£20,000
Permanent total disablement from usual occupation	£20,000
Permanent total disablement (max 104 weeks)	£100 pw
Temporary partial disablement (max 104 weeks)	£40 pw
Medical expenses arising from injury covered hereby	£10,000

If an incident occurs Insured Persons must contact Crisis Centre Hotline (24 hour service) in the first instance for valid claim to be logged on +44 (0) 207 173 7872.

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