Motor

Risks Insured

Comprehensive risks incorporating:

• Loss or damage to the vehicle including fire, theft and windscreen breakage
• Legal liability for death or injury to any third party and loss or damage to third party property
• Legal liability of and to passengers

Vehicles Insured

• Any motor car, minibus or commercial vehicle the property of or on hire or loan or leased to the University
• This does not include any vehicle registered elsewhere than in the United Kingdom
• Employees vehicles are specifically excluded

Persons Entitled to Drive

• Any person driving with the University's permission, provided that the person holds a valid driving licence
  
  To obtain the University's permission, see section on Application to Drive a University Vehicle.

Limitations to Use

• Motor cars and commercial vehicles
  • Social, domestic and pleasure purposes
  • For the University's business
• Minibuses
  • For the University's business

Geographical Limits

• Any member country of the European Union
• Czech Republic
• Republic of Slovakia
• Hungary
• Norway
• Switzerland

Any other country required must be referred to the insurers, and a green card should be requested.

Excesses

The excess is currently £250, with additional excesses applying for drivers under 21 and between 21 and 25.

To Make a Claim

If you require to make a claim, please contact the Insurance Section for a claim form or download word document.

See also Vehicle Accident Claim Procedure.

• Driver's Declaration Form - To be completed by personnel who will drive University of Aberdeen vehicles.
• Approved Repairers - Vehicle repairers currently approved by our insurance company

Guidance on Who Can Drive a University Vehicle

To be covered by the University’s motor insurance, anyone who drives a University vehicle must

• Obtain the University’s permission to drive
• Have completed a  Driver Declaration form, which has been approved
• Satisfy the age and driving experience conditions

Guidance Notes on Licences

• UK licence must have been held for a minimum of one year, other than for minibuses
• UK licence must have been held for a minimum of three years for minibuses

Licences from EC countries allow holder to drive for up to 5 years in the UK, without sitting a UK test. Minimum driving experience required is as for UK licence holder.

Licences from non-EC countries allow holder to drive for up to one year in the UK, without sitting a UK test. Minimum driving experience required is as for UK licence holder.

Guidance Notes on Age

• Minimum age is 18, other than for minibuses
  Minimum age for minibuses is 21

Additional policy excesses apply to those under 21 (£300) and to those between 21 and 25 (£250)

• Guidance Notes on Minibuses