Planning for the Future
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This is a past event
This course is suitable for anyone considering leaving employment on normal, early or ill health retirement or taking flexible retirement.
The course aims to encourage a positive and realistic approach to a healthy and financially secure retirement and help you decide at what age you would like to retire.
The agenda will include:
Money Management
- Budgeting in retirement
- Changes in income and expenditure
- Repaying debt
- How to use income and capital
- Understanding and combating the effects of inflation and increased life expectancy
Investing in Retirement
- Investment principles for income and growth
- Emergency funds
- Banks, building societies, property, gilts, shares
- Asset Allocation
- Planning a portfolio
- Making your money last
- Managing and reducing investment risk
- Ethical investment
- Using cash to protect your investments
- Guaranteed investments
Legal Issues & Estate Planning
- Wills - ensure your wishes are met
- Power of attorney - retain control of your assets
- Long term care - minimise the cost
- Inheritance tax - minimise the cost
Thinking about the future
- Making a start - an action plan
- Professional advice - what to expect
To book your place, visit the online booking system.