Planning for the Future

Planning for the Future
-

This is a past event

This course is suitable for anyone considering leaving employment on normal, early or ill health retirement or taking flexible retirement.

The course aims to encourage a positive and realistic approach to a healthy and financially secure retirement and help you decide at what age you would like to retire.

The agenda will include:

Money Management

  • Budgeting in retirement
  • Changes in income and expenditure
  • Repaying debt
  • How to use income and capital
  • Understanding and combating the effects of inflation and increased life expectancy

Investing in Retirement

  • Investment principles for income and growth
  • Emergency funds
  • Banks, building societies, property, gilts, shares
  • Asset Allocation
  • Planning a portfolio
  • Making your money last
  • Managing and reducing investment risk
  • Ethical investment
  • Using cash to protect your investments
  • Guaranteed investments

Legal Issues & Estate Planning

  • Wills - ensure your wishes are met
  • Power of attorney - retain control of your assets
  • Long term care - minimise the cost
  • Inheritance tax  - minimise the cost

Thinking about the future

  • Making a start - an action plan
  • Professional advice - what to expect

To book your place, visit the online booking system.